About this integration
- BIK is a so-called 'banking' data source, as it contains information provided by banks, leasing companies, state banks and more than 70 of Poland's largest lending institutions.
- This database contains positive information (loans repaid on time) as well as negative information (loans not repaid or repaid late).
- The liabilities stored in BIK mainly relate to various types of loans, such as student loans, home loans, loans for the purchase of goods and services, revolving loans, credit and debit cards, retail cards or credit lines.