About this integration
- Stichting BKR offers comprehensive credit information about individuals, encompassing their credit accounts, outstanding loan balances, repayment patterns, credit limits, defaults, and legal actions.
- It generally excludes highly sensitive personal information not related to credit assessment, such as health records, criminal history, or non-credit-related personal details.
- Companies in the Netherlands typically use data from Stichting BKR to evaluate the creditworthiness of individuals, make informed decisions about lending or credit extensions, and manage financial risk when providing financial services or products.